We are aware that the Public Prosecutor is conducting an investigation into possible breaches of provisions of Dutch regulations concerning client due diligence and anti-money laundering legislation. The investigation focuses on a client portfolio that ceased to be part of the bank’s business some years ago. Over the past three years, with the support of the shareholders and under the leadership of a new Management Board which was brought in from May 2014, the Bank’s strategy has been completely changed, and now focuses on corporate clients active in international trade: a merchant bank for the modern world. More importantly, there has been a significant investment made in bringing compliance and risk management standards in line with best practices. This process has been externally audited. We are subject to the normal cycle of prudential supervision as applied to all Dutch banks. Clearly, ATB has cooperated and will continue to cooperate with the investigation. We do not intend to comment further, as this is an ongoing investigation.